Auto Insurance: Hurricane Damage Can be Costly

Auto Insurance: Hurricane Damage Can be Costly

Hurricane damage can be costly. The good news is that car insurance covers hurricane damage. The two types of car insurance that cover hurricane-related damage are collision and comprehensive coverage.

Do you know if you have collision or comprehensive insurance coverage on your vehicle?

If your car is parked in the driveway when a hurricane sweeps through, comprehensive coverage would pay for the damages.

For example, if debris falls on your car and smashes your windshield, comprehensive coverage would pay to replace the glass. Or, if the winds were so strong that your car flipped over, comprehensive coverage will take care of it.

On the other hand, say you’re driving home when heavy rains start to pick up right before a big storm. If you get into an accident or hit a stationary object, collision insurance would cover the damages to your vehicle. Typically, collision claims are less common than comprehensive claims during a hurricane.

When a hurricane causes damage, the minimum amount of coverage may not be enough to fully cover the damages.

Miami Insurance Brokers can get you a comparison quote for your auto policy from:
Progressive
Travelers
Nationwide
Metromile
MetLife
Allstate
& many more!

Let our licensed agents help you and your family get the right coverage you need before a hurricane strikes. Email quotes@mibrk.com for immediate assistance.